You've probably heard about the FGTS. But do you know how it works and what it takes to withdraw this benefit to workers who are unemployed?
If you don't know, don't worry! In this article we will explain a little about how the FGTS withdrawal and its calendar to check which workers are entitled to this benefit and how to withdraw this money.
Learn more about FGTS and how it works
About FGTS
O FGTS, also known as Service Time Guarantee Fund, is a type of savings in which companies deposit a percentage of their salary so that, if the worker is fired, he or she manages to have an income to maintain himself/herself until he finds a new job.
In this way, the FGTS serves to help workers who were fired without just cause to receive some kind of aid. Therefore, the FGTS it is usually linked to an account in which the worker receives his monthly salary in which 8% of this amount is deposited in case he leaves this company.
How to withdraw FGTS
to draw your FGTS you have to be unemployed and go to one of the agencies Cashier, taking some original document with photo, such as RG or CNH. In addition, it is necessary to have the PIS, PASEP or NIS number, present in the work card so that the money can be withdrawn.
You can also withdraw your FGTS over the internet, through the app FGTS, in which it is possible to transfer this money to another checking account. In the app, available for android and iOS, just create a login, register your current account at another bank and transfer the amount.
How does the FGTS calendar work?
But to know when FGTS can be withdrawn, it is first necessary to be attentive to the FGTS calendar🇧🇷 This calendar is established according to the month of birth of the worker, in which it is possible to withdraw the amounts from the Digital Social Savings and if it is not withdrawn, this amount will remain in the account of the FGTS of that worker.
For example, workers who were born in January can withdraw from June to July. Those who were born between February and March can withdraw in July and August.
Likewise, those born in the months of October, November and December are entitled to carry out the FGTS withdrawal between the months of November and December.
In addition, it is possible for the worker to withdraw part of the FGTS annually during the month of his birthday. Therefore, the maximum amount of these withdrawals is R$ 1,045.
How do I know when I can withdraw my FGTS?
As we mentioned earlier, it is necessary to pay attention to the disclosure of the FGTS withdrawal every year. It is also possible to access the calendar directly on the Cashier.
Generally, withdrawals are authorized from June to December. Furthermore, it is also possible to emergency FGTS withdrawal.
At the emergency FGTS withdrawal, was released to workers who had an available balance in 2020, in active and inactive accounts. In 2021, looting may also be released in the middle of the year.
For more information about the FGTS and how to make the withdrawal, visit the website of Cashier or the page of Federal government, which contains more information about this benefit for workers.
