O Whatsapp current is one of the most known and used messaging applications in Brazil and in the world. And with its popularity, new features have also been available, such as group video calls, stickers, GIFs and recently a function was launched where it is even possible to send money.
Therefore, in this article we are going to explain how this function works and how to send money to your contacts on Whatsapp, whether to pay a bill or even as a gift.
Check out how to send money to your contacts via WhatsApp
about whatsapp
O Whatsapp is a cross-platform instant messaging and voice calling app for smartphones. Through it you can send text messages, images, videos, PDF documents and also make free calls.
The software is available for android and iOS. The company that created the app was founded in 2009 by Brian Acton and Jan Koum, veterans of the Yahoo, is currently located in Santa Clara, California.
How to send money via WhatsApp?
The new feature available in Whatsapp, to send money to your contacts, was recently updated. However, only some users have this function in the menu, as it is in testing phases. Furthermore, you need to have a credit card with two flags to enable this option.
To check if the option is available on your mobile, just go to a chat window and click on the attachment icon. If the option is available, in addition to having the choice to send images, videos and documents, there will be an icon called “Payments”.
After that, you need to register your card number, brand and the CVV to authorize the payment and create a PIN. That PIN will serve as a digital signature to confirm payments. As with other payment apps, after registering, this option will already be enabled for other financial operations.
In addition, after all the data is registered, just inform the amount to be paid to the recipient and that's it! It's simple and fast, the method is similar to sending images, videos and files via Whatsapp.
It is also worth remembering that it is only allowed to send up to R$ 1,000 per financial transaction and that there is a limit of up to R$ 50,000 per month. Each user can perform up to 20 operations daily.
Who has access to payment via WhatsApp?
So far, who has access to payment via Whatsapp are those who have cards that have a credit and debit card from banks such as Bradesco, Itau, Inter Bank, Nubank, Bank of Brazil and that they have a flag MasterCard or Visa.
But it is worth remembering that the feature is only available for financial operations between numbers from the same country, as it is only possible to accept local currencies as a form of payment. The advantage is that unlike other payment apps, no fees are charged during transactions.
For more information on how to send money via Whatsapp, access the official site of the application and check which brands and banks already have this function available here in Brazil. As well, if your cell phone already has this option available.
