Many self-employed professionals must have heard that getting a loan being self-employed can be a difficult task, but nowadays with the wide variety of financial companies and fintechs on the internet that provide this type of service, everything has become even easier!
For this reason, today we are going to talk a little about how the self-employed loan at CashMe and how to request your money now even though you are autonomous and without so much bureaucracy!
About CashMe
THE cashme is the fintech of the group Cyrela, considered one of the largest developers in Latin America, which makes loans with property guarantees. In addition, the company emerged from the idea of providing credit to its customers with more accessible proposals than in conventional banks and finance companies.
How does the self-employed loan at Cash Me work?
O CashMe self-employed loan works as follows: the customer makes a quick simulation on the cashme, informing the values then, you can create a record and request a credit analysis.
In a matter of a few days, if everything is approved and your documents are sent correctly, the company will contact you to sign the loan agreement.
In addition, one of the main advantages is that it is not necessary to have a CNPJ to request the self-employed loan at CashMe and the process can be done as an individual.
And the client can give as collateral for the loan a property that is of a value close to what he would like to borrow from the financial company.
How to apply for a cashme self-employed loan?
To request the cashme self-employed loan, it is necessary to do a simulation on the official website of the cashme, placing the loan amounts starting from R$ 50,000, then you need to inform the loan amount you would like to leave as collateral.
In this case, if the loan is R$ 50 thousand, the minimum value of the property must be R$ 250 thousand. Based on this, a credit analysis is carried out and a loan proposal is sent to the interested customer. In addition, it is possible to repay the loan in up to 240 months. But if you can, you can pay in an initial term of 36 months.
Is CashMe a reliable company?
THE cashme is a company that offers loans in a secure way, created from the Cyrela Group, known in the market as a developer and builder of residential properties in São Paulo.
In addition, the company has secure technology so that customers can request and make a credit simulation and everything is done over the internet quickly and 100% free of risks and possible fraud.
Interest Rates
The interest rates charged on the self-employed loan at CashMe are approximately 0.79% per month + IPCA, totaling 10.83% per year.
Just for information, a loan on R$ 200,000.00 with a term of 240 months, combined with an LTV of 43,45%, using an apartment worth R$ 500,000 as a guarantee, there would be a monthly installment of R$ 2,722.38, totaling a value of R$ 653,280.
Therefore, it is always recommended to check that these fees cannot harm your budget.
services
For more information or if you have any questions about the self-employed loan at CashMe access the website of cashme and run the simulation. Or, contact us by phone (11) 4000-1411.
