Have you ever thought about taking out a home loan and not having to worry about interest and fees charged more? This is the proposal of the loan from Banco Nubank, a fintech that offers financial services over the internet.
The loan option has recently emerged in 2020 and is now available to customers if they select the option to receive loan proposals. In addition, the bank is transparent and already indicates the fees to be paid.
About Nubank
Nubank is a fintech created in Brazil in 2013 by David Vélez. The company offers customers the option of having a digital account without needing additional fees, in addition to having a credit and debit card.
Known for being a bank without small bills or “hidden” interest, Nubank is increasingly gaining customers in Brazil. Not to mention that it has the ease of requesting a national and international card to make your purchases and not having to worry about annuity.
How to open a Nubank account?
To open an account at Nubank, the customer needs to receive or request an invitation on the official website. So if you want to open your account, Click here.
Then you can add your personal data, such as CPF, full name and email. After that, Nubank will send an invitation to your mailbox.
After receiving the invitation, you can complete your registration, download the official Nubank app and start using it! The app is available for iOS and android.
In addition, within the app, you can request your credit card! After a period of use, through the application itself, it is also possible to use the debit option.
How to get a loan at Nubank?
By the way, did you know that it is possible to apply for a loan through Nubank? That's right! In addition to the bank being very quick and practical to carry out financial operations, you can also take out a loan without leaving your home.
Through the Nubank application, the customer can access the menu and select the Loans option. Then, it is possible to make a brief simulation about the values and what would be the purpose of the loan, for example, for travel, renovations and others.
Soon after, Nubank is already indicated what are the rates and interest available according to the amount of money to be borrowed and the amount of installments to be paid. If approved, after a few days, this money will already be available in your account.
What are the advantages of taking out a loan at Nubank?
One of the main advantages is that everything is done quickly and safely! In addition, the customer only starts paying after 90 days and the maximum term of installments to be paid is up to 24 months.
However, the bank only makes personal loans available to its customers. However, the fees and interest charged are already displayed at the time the loan is simulated, so there will be no extra interest charged for any type of service.
But one of the main advantages is that the fees are charged according to the customer profile, so they are not usually fixed and in very high amounts.
Fees and interest
As mentioned above, rates and interest may vary according to the client's profile and the purpose of the loan, for example, if it is for some renovation, travel and others.
But generally speaking, Nubank personal loan rates are approximately 2.1% to 5% per month. However, if the customer is late with payment, he is charged about 2%.
Therefore, it is ideal for the customer to specify well what their conditions are, installment amounts and the purpose of the loan.
contacts and services
In case of questions or even to request your loan, you can access the Nubank application or contact us by phone 0800-591-2117 or by email: [email protected].
