O credit card it is currently indispensable for many people, especially for those who need to make a purchase but have no money. But there are some restrictions on who can and cannot apply.
With that in mind, in this article we are going to talk a little about how the Box Credit Card, one card intended for retirees, pensioners and federal civil servants, check it out.
Find out how the Caixa Credit Card works and how to apply
THE Federal Savings Bank is a financial institution linked to the Ministry of Economy. It currently has several branches throughout Brazil and offers financial services such as opening savings accounts, current accounts, loans, financing and others.
How the Cash Credit Card works
O Caixa Credit Card it is a card offered by Federal Savings Bank offered to clients who are retired, INSS pensioners and civil servants who are under 75 years old.
Customers who request this credit card, will be able to enjoy all the benefits of having a credit card, but with more flexible interest rates, in addition to being accepted in physical and virtual stores, both in Brazil and abroad.
One of the main advantages of this card is that it is payroll-deductible and for this reason, all expenses receive a discount when paying the invoice of approximately 5% of your salary or benefit, such as retirement. Therefore, it already has more advantages than the credit card conventional.
In addition, another advantage is that part of the 20% to 70% of the credit limit can be converted into cash in your account and it is completely free of annual fees.
How to apply for a Caixa Credit Card?
To request the Caixa Credit Card you have to go to one of the agencies of the Cashier of your city, taking your RG, CPF, proof of residence, statement to prove your benefit and for public servants, you must perform a pre-authorization on the portal SIGEPE.
Also, as we mentioned earlier, you must be under 75 for your registration to be approved. In addition, for retirees and pensioners, it is possible to request the card directly at the ATM.
Caixa Credit Card Interest Rate
The interest rate of Caixa Credit Card is about 2.7% to 3% per month for rotary use. Therefore, it is worth checking that these fees cannot harm your budget in the future.
services
For more information or to request the Caixa Credit Card, go to one of the branches of Federal Savings Bank your city or contact us by phone: 0800-726-0104.
